Launch Financial Products Fast
Launch Financial Products Fast.
The embed-ready component library for regulated fintech.
Launch insurance, lending, and credit products instantly.
Embed-ready component library for regulated fintech.
Pick Product
Get Approved
Build Fast
Generate $
Pick Product
Get Approved
Build Fast
Generate $
Why we built Cove.
The next trillion in fintech won't come from startups. Robinhood and M1's combined assets wouldn't match one floor of JP Morgan. Distribution takes decades; AI made products trivial. We built Cove for companies with existing customers. When everyone can build financial products, the best distribution wins
Why we built Cove.
The next trillion in fintech won't come from startups. Robinhood and M1's combined assets wouldn't match one floor of JP Morgan. Distribution takes decades; AI made products trivial. We built Cove for companies with existing customers. When everyone can build financial products, the best distribution wins
Why we built Cove.
The next trillion in fintech won't come from startups. Robinhood and Wealthsimple's combined assets wouldn't match one floor of JP Morgan. Distribution takes decades; AI made products trivial. We built Cove for companies with existing customers. When everyone can build financial products, the best distribution wins
Why we built Cove.
The next trillion in fintech won't come from startups. Robinhood and Wealthsimple's combined assets wouldn't match one floor of JP Morgan. Distribution takes decades; AI made products trivial. We built Cove for companies with existing customers. When everyone can build financial products, the best distribution wins
From 'Nice-to-Have' to 'Can't-Live-Without'
Recover lost customers, launch new revenue streams. We help you monetize the unmonetizeable.
Turn payroll, gig economy, and tax data into instant lending decisions.
Approve 40% more customers without increasing risk. We verify income directly from employers, gig platforms, and tax records—data credit bureaus can't access.
Turn Every Payment Into Credit History
62% of payments never reach credit bureaus. We turn rent, subscriptions, utilities, even child support into credit history—helping thin-file customers build scores instantly.
The $4,000/Year They Spend Outside Your Platform
Every customer buys insurance somewhere. We help you be that somewhere - embedding bill protection, income coverage, and debt insurance right where they already transact. Beyond our standard products, we can structure custom insurance solutions backed by A-rated carriers.
Points That Pay For Themselves
Stop spending millions on cashback. We build rewards programs funded by merchant offers—Netflix pays the 5% back, you keep 2% for connecting them. Your customers earn, partners pay, you profit.
Turn payroll, gig economy, and tax data into instant lending decisions.
Approve 40% more customers without increasing risk. We verify income directly from employers, gig platforms, and tax records—data credit bureaus can't access.
Turn Every Payment Into Credit History
62% of payments never reach credit bureaus. We turn rent, subscriptions, utilities, even child support into credit history—helping thin-file customers build scores instantly.
The $4,000/Year They Spend Outside Your Platform
Every customer buys insurance somewhere. We help you be that somewhere - embedding bill protection, income coverage, and debt insurance right where they already transact. Beyond our standard products, we can structure custom insurance solutions backed by A-rated carriers.
Points That Pay For Themselves
Stop spending millions on cashback. We build rewards programs funded by merchant offers—Netflix pays the 5% back, you keep 2% for connecting them. Your customers earn, partners pay, you profit.
"Cove turned our distribution into a $1.2M revenue stream with days of work. We now own the customer journey instead of sending them elsewhere."
"Cove turned our distribution into a $1.2M revenue stream with days of work. We now own the customer journey instead of sending them elsewhere."
Kevin Crigger,
President of PropTx
You Built the Distribution.
Now Make It Pay.
FAQs
Answers to some of the most frequently asked questions.
Have more questions? Reach out to our team via email - hello@cove.dev
01.
Who is Cove built for?
01.
Cove is purpose-built for teams that need to launch, automate, or scale fintech workflows — without reinventing infrastructure. Whether you’re onboarding customers for lending, verifying income for rentals, or embedding financial services into your core product, Cove gives your team speed, coverage, and control.
02.
How long does implementation take?
02.
Most customers ship live workflows in days — not months. Our modular system lets you plug in trusted fintech providers (e.g., Plaid, Persona, Sardine) and orchestrate them with if/then logic, retries, and failovers — all through a centralized platform. No vendor juggling. No brittle one-off builds.
03.
How does pricing work?
03.
Cove charges a monthly platform fee based on workflow volume. Each step in a workflow (e.g., ID check, income verification, payments) is billed at a fixed rate — with volume discounts baked in. You only pay for what you run, and the model scales predictably as your business grows.
04.
What makes Cove different from just stitching APIs together?
04.
Integrating fintech APIs is the easy part. Maintaining them, orchestrating logic across providers, handling edge cases, and ensuring uptime across use cases — that’s the hard part. Cove abstracts the operational pain so your team can stay focused on growth, not glue code.
05.
How accurate are predictions?
05.
Our LTV forecasts achieve 94% precision across 12-month horizons, verified by third-party audits. Models retrain weekly using your latest data to adapt to market changes.
06.
Can Cove handle scale?
06.
Absolutely. Our customers range from early-stage startups to organizations managing thousands of transactions per day. Cove supports high-volume workflows with robust monitoring, fallback logic, and infrastructure that scales automatically. As usage grows, so does value.
01.
Who is Cove built for?
01.
Cove is purpose-built for teams that need to launch, automate, or scale fintech workflows — without reinventing infrastructure. Whether you’re onboarding customers for lending, verifying income for rentals, or embedding financial services into your core product, Cove gives your team speed, coverage, and control.
02.
How long does implementation take?
02.
Most customers ship live workflows in days — not months. Our modular system lets you plug in trusted fintech providers (e.g., Plaid, Persona, Sardine) and orchestrate them with if/then logic, retries, and failovers — all through a centralized platform. No vendor juggling. No brittle one-off builds.
03.
How does pricing work?
03.
Cove charges a monthly platform fee based on workflow volume. Each step in a workflow (e.g., ID check, income verification, payments) is billed at a fixed rate — with volume discounts baked in. You only pay for what you run, and the model scales predictably as your business grows.
04.
What makes Cove different from just stitching APIs together?
04.
Integrating fintech APIs is the easy part. Maintaining them, orchestrating logic across providers, handling edge cases, and ensuring uptime across use cases — that’s the hard part. Cove abstracts the operational pain so your team can stay focused on growth, not glue code.
05.
How accurate are predictions?
05.
Our LTV forecasts achieve 94% precision across 12-month horizons, verified by third-party audits. Models retrain weekly using your latest data to adapt to market changes.
06.
Can Cove handle scale?
06.
Absolutely. Our customers range from early-stage startups to organizations managing thousands of transactions per day. Cove supports high-volume workflows with robust monitoring, fallback logic, and infrastructure that scales automatically. As usage grows, so does value.