We are North America's largest verification provider for alternative data. Cove substantiates the rent, payroll, banking, and identity records that legacy bureaus omit, and resolves them into an authoritative account of each borrower's true creditworthiness, so the brokers, realtors, and lenders who steward consumers' most consequential financial decisions can proceed with certainty.
We're hiring — join the team
loved by
Customers
Mortgage Brokers
Verify the borrower and assemble the file, automatically.
- Borrower Verification One link pulls identity, bank, income, and credit into a single, underwriting-ready file.
- Credit Building Report your clients' on-time payments to all three bureaus, so their score moves before they apply.
- Recover An AI agent that texts stalled applicants, finishes their verifications, and collects the missing docs, so a quiet file turns back into a closed one.
Realtors
Screen tenants and buyers in one report, without leaving your workflow.
- Tenant Screening Identity, income, and credit composed into one report you can read at a glance.
- Credit Building Turn your clients' on-time rent into a product that builds their credit every month.
Lenders
Underwrite over the data you already pull.
- Underwriting Plain-language rules over identity, bank, income, and credit. Auto-approve, decline, or route to manual review.
- Credit Building Report borrowers' on-time payments to the bureaus automatically, every month.
